Merchant Services

E-Commerce

Making sales online

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Digital solutions for your clients

We spend so much of our time online and E-Commerce could represent a huge piece of your business. Make your online sales count by adding E-Commerce capability to your company website.

E-Commerce is easier than you think. Grow your online customer base by integrating this option within your website. Installation is simple! You can start accepting credit cards online in just a few days. You can also choose a design template that matches your brand.

E-Commerce is a very secure payment option. We include 3D Secure and Address Verification Service (AVS) which help to protect your business from fraud. All transactions are processed in real-time.

Find out more about integrating E-Commerce and start accepting credit card payments through your website.

Our E-Commerce payment options are supported by electronic statements to make reconciliation of your business transactions simple. Our technical team will work with your company to ensure seamless implementation of the right solution for your business.

What is e-commerce?

E-commerce has exploded over the last few years as more and more clients are opting to shop online. To meet the demands of their clients, many companies are getting their digital feet wet and starting online businesses; while others are simply enhancing their e-commerce efforts to complement their brick and mortar operations. Then, there are others who are ditching their brick and mortar operations altogether to operate solely online.

It’s relatively easy to get started in e-commerce.

You need: a website with an enabled shopping cart; a gateway services provider to integrate card processing solutions; financial services providers to facilitate payments and settlements; and a willing consumer with a valid credit card (VISA, MasterCard, American Express, Discover, etc.). These basic requirements can each have additional features and facilitators that ensure that card transactions are handled securely as they move through the e-commerce process.

What’s the impact of e-commerce?

The way in which brands compete, retain and acquire clients has changed. There is greater emphasis on online marketing campaigns and enhancing the clients’ virtual experience. Much consideration is also given to creating e-commerce sites that are optimised for mobile use.

There are also enhanced security features such as 3-D Secure (3-domain secure), also known as Payer Authentication which is a security protocol to prevent fraud in transactions with credit and debit cards online. Currently, this service is provided by Visa and MasterCard under the name Verified by Visa and MasterCard SecureCode, respectively.

E-commerce trends

E-commerce sales were reported as topping 2 trillion dollars in 2017. The sales and services are forecasted to continue to grow and thrive well into the future.

This trend is not expected to slow down any time soon as increased activity in global trade and improvements in technology continue to make it easier for clients to complete transactions (in real time and across borders).

Concerns and Considerations

In spite of the positive trends, there are still persons who share concerns about the security of completing transactions online. These security challenges are not only limited to clients; many businesses and corporations register security challenges as well.

To address these security concerns, many businesses have taken sufficient steps to mitigate the challenges so that they can protect themselves and their clients.

We’ve seen greater efforts to enhance security features and reduce the risk of loss by many businesses like yours. We have also seen an increase in the number of companies that offer specific services to keep e-commerce businesses and clients protected.

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