Transfer money locally

Local Transfers via Online Banking or Mobile App

Local transfers are quick and easy via our Online Banking or Mobile App
Transfers to your own account or to another CIBC Caribbean account via account # or via 1stPay are immediate
Funds transferred to customers at other local banks can be completed same day or between 1-3 business days
Check out how to make all local transfers

Between your CIBC Caribbean accounts

Log in to CIBC Caribbean's Online Banking or Mobile App
Select the "Transfers" tab
Select "To my own account" in the "Type" drop-down box
Select the account from which you are transferring the funds in the "From" drop-down box
Select the account to which you are transferring the funds in the "To" drop-down
Input the $ Amount you are transferring in the "Amount" field
Input transfer details in the "Transfer Details" field if you wish
Select the "Transfer Now" button

To another CIBC Caribbean client via account #

Log in to CIBC Caribbean's Online Banking or Mobile App
Select the "Transfers" tab
Select "To other CIBC Caribbean customer" in the "Type" drop-down box
Select the account from which you are transferring the funds in the "From" drop-down box
Select the account to which you are transferring the funds in the "To" drop-down
Input the $ amount you are transferring in the "Amount" field
Input transfer details in the "Transfer Details" field if you wish
Select the "Transfer Now" button

To another CIBC Caribbean client via 1stPay

Log in to CIBC Caribbean's Online Banking or Mobile App
Select the "Transfers" tab
Select "Via 1stPay" in the "Type" drop-down box
Select the account from which you are transferring the funds in the "From" drop-down box
Input the email address or mobile number of the person you wish to transfer the funds
Click on the Search/Magnifying icon to verify your payee
Input the $ Amount you are transferring in the "Amount" field
BONUS: Check the Send as a gift box to let your payee know the transfer is a gift
Input transfer details in the "Transfer Details" field if you wish
Select the "Transfer Now" button
Learn more about 1^stPay here >

To an account at another local bank

Log in to CIBC Caribbean's Online Banking or Mobile App
Select the "Transfers" tab
Select "To a customer of another bank in my country" in the "Type" drop-down box
Select the account from which you are transferring the funds in the "From" drop-down box
Select the account to which you are transferring the funds in the "To" drop-down
Input the $ amount you are transferring in the "Amount" field
Input transfer details in the "Transfer Details" field if you wish
Select the "Transfer Now" button

Set up scheduling

Log in to CIBC Caribbean's Online Banking or Mobile App
Select the "Transfers" tab
Select "To a customer of another bank in my country" in the "Type" drop-down box
Select the account from which you are transferring the funds in the "From" drop-down box
Select the account to which you are transferring the funds in the "To" drop-down
Input the $ amount you are transferring in the "Amount" field
Click on "Set up Scheduling"
Select the frequency of the Transfer in the Frequency drop-down box
Select the "Start Date"
Select an Ending option and complete
Select the Set up transfer button

Add a Payee/Recipient

Log in to CIBC Caribbean's Online Banking or Mobile App
Select the "Transfers" tab
Select "+Add New" on the right column of the screen
Select your Transfer Type from the drop-down box
To other CIBC Caribbean client
Enter the name of the person you are transferring to in the "Payee Name" field
Select how you wish to add the Payee
Select the country (your local country) in which the payee has the account Payee's Bank Country
Account number
- Enter the Payee's account number in the Account Number field
Email Address or mobile number
- Enter the Payee's email address or mobile number and verify
Follow OTVC instructions to confirm it is you adding a Payee to your account
To a customer of another bank in my country
Enter the name of the person you are transferring to in the "Payee Name" field
Enter the Payee's address in the address line fields
Select the country where the payee's account is held in the "Payees' Bank Country" drop-down
Select the bank where the payee has an account in the "Bank Name" drop-down
Enter the payee's account number in the "Account Number" field*
Select the type of Account in the "Account Type" drop-down
Select the 'Add' button
Follow OTVC instructions to confirm it is you adding a Payee to your account

*Cayman and Trinidad only:

In the account number field, please add the last 5 digits of the branch transit code followed by the payee’s account number. No extra zeros or dashes needed.

*All other countries:

In the account number field, only the payee’s account number is required. No branch transit code, extra zeros or dashes needed.

Transfers to other local banks and credit unions

Instant transfers** are forwarded to the payee's bank within 3 minutes of the transfer being submitted, 24 hours a day, 365 days a year.

**Maximum of US$10,000 can be transferred in one transaction | Maximum of USS$20,000 per day

Urgent transfers** sent before the submission deadline are forwarded to the payee's bank* on the same day.

Urgent transfers sent after the submission deadline are forwarded to the payee's bank* on the next business day.

Transfers sent on weekends/public holidays will be forwarded to the payee's bank on the next business day.

A fee of US$5 is applied to Urgent Transfers.

*There is no guarantee that the payee's account will be credited on the same day that the funds are forwarded to their bank.

**Over USS$250,000 can be transferred in one transaction