Offered only in Saint Lucia
Picture yourself in 10, 20 or 30 years. You’ve grown older. Will you be comfortable and thank yourself for wise financial planning or be worrying about money when you’re unable to earn?
CIBC’s Registered Retirement Savings Plan (RRSP) builds confidence that your golden years will be a time of ease. It’s structured so that wealth is accumulated via gains earned on the money you contribute to the plan*.
* Because investments are never risk-free, the Bank makes no guarantees.
Would you answer yes to any of the following?
If any of the above sound like you, it’s time to talk to us about your RRSP.
Contact usA CIBC RRSP simplifies investment for you. If you are unsure of whether to invest in term deposits, shares, mutual funds, or government bonds, we’ll make those decisions based on your wishes.
Tax breaks. At maturity, only ¾ of the total is taxed if you withdraw all the cash. The rate is 25%. The remaining ¼ is tax free.
Since the plan is registered with the St. Lucia Inland Revenue Service, you can also take advantage of tax savings TODAY on the savings you've put aside in your RRSP for TOMORROW.
Your RRSP can even be a source of tax-free finance for your first home. So, you benefit both while you build your nest egg and when you retire.
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