Protecting what you value most!
Your home is so much more than just a property. It’s where the heart of your family is, a haven where you and yours are safe. In so many ways, it is your biggest investment.
Whether you own your home and want to protect this major asset or you rent the place where you live, you should insure the possessions that support and give comfort to your life. That’s what makes home insurance an important component of lasting financial value.
Now it’s easier to find the coverage you need with the CIBC Caribbean Home Insurance Protection Program. It’s your choice for value, service and peace of mind.
*These benefits are exclusive to CIBC clients.
The CIBC Caribbean Insurance Program (“Program”) is distributed by the CIBC Caribbean Insurance Agent. The Program is underwritten and administered by Massy United Insurance Ltd, the insurer.
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CIBC Caribbean Home Insurance Protection Plan is exclusive to our clients and inclusive of so much.
- We offer comprehensive coverage against all major perils: Fire, flood, storm damage, earthquake, theft, and many more are included
- Your contents: From furniture and appliances to wedding gifts, electronics and more, your contents are covered against loss or damage
- And good news for homeowners: with the CIBC Caribbean Home Insurance Protection Plan, it’s not just the structure that’s covered, but also fences, solar and photovoltaic panels, pipes, locks, and all the things that make your life safe and functional. Private and public liability are also included
- Quick and easy insurance quotes
- Get a quick quote on your new or existing home. We can also provide you with a competitive quote with your mortgage application
- Easy payments
- Pay via Online Banking or the Mobile App, or pay in-branch
- Pay with cash, cheque or credit card
- Pay in up to 11 monthly instalments with the EasyCover Revolving loan, now available interest free for three consecutive years to CIBC clients enrolled in our insurance program
- Easy claims process
- Claims proceeds may be deposited directly to your CIBC bank account for prompt settlement
- You also have access to a 24/7 emergency support line
FAQs
Here’s some advice on what to do in the event of a loss or claim:
- Report the incident by contacting us at 1-800-744-6277
- Take photographs or have photographs taken of property damage caused by natural disasters, accident or malicious action. Go from room to room, inside and outside, and capture the damage from all angles
- Get all details: date, time, names and contact for responsible parties including names and contact information for witnesses (if applicable)
- Secure property to prevent further damage. If emergency repairs have to be done, keep your receipts for expenditure in a safe place
- Secure damaged personal items
- Report loss or theft or malicious damage of property to the police as soon as possible
- Check the relevant sections of the policy to see precisely what is covered
- Contact the Bank or Insurance company as early as possible and complete the relevant claim form(s)
- If a third-party has made a claim for personal injury, or damage to property, make a full report in writing, and leave the matter to be handled by the insurer
- Under no circumstances should the insured accept liability
